Obligation BPCe 0.375% ( FR0011565944 ) en EUR

Société émettrice BPCe
Prix sur le marché 100 %  ⇌ 
Pays  France
Code ISIN  FR0011565944 ( en EUR )
Coupon 0.375% par an ( paiement trimestriel )
Echéance 29/08/2021 - Obligation échue



Prospectus brochure de l'obligation BPCE FR0011565944 en EUR 0.375%, échue


Montant Minimal /
Montant de l'émission /
Description détaillée BPCE est un groupe bancaire coopératif français, deuxième acteur bancaire en France, composé notamment des réseaux bancaires Caisse d'Epargne et Banque Populaire.

L'Obligation émise par BPCe ( France ) , en EUR, avec le code ISIN FR0011565944, paye un coupon de 0.375% par an.
Le paiement des coupons est trimestriel et la maturité de l'Obligation est le 29/08/2021








Final Terms dated 10 September 2013


BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes


SERIES NO: 2013-52
TRANCHE NO: 1

Euro 9,000,000 Floating Rate Notes due August 2021 (the "Notes")
issued by BPCE


Dealer
NATIXIS





PART A ­ CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set
forth in the Base Prospectus dated 26 November 2012 which received visa n°12-573 from the Autorité des marchés
financiers (the "AMF") on 26 November 2012, the supplements dated 22 February 2013, 26 March 2013,
13 May 2013, 21 May 2013, 9 August 2013 and 29 August 2013 which respectively received visa n°13-052 on
22 February 2013, visa n°13-112 on 26 March 2013, visa n°13-209 on 13 May 2013, visa n°13-225 on
21 May 2013, visa n°13-452 on 9 August 2013 and visa n°13-468 on 29 August 2013 from the AMF, and which,
together, constitute a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the
"Prospectus Directive") as amended (which includes the amendments made by Directive 2010/73/EU to the extent
that such amendments have been implemented in a Member State of the European Economic Area).
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final
Terms and the Base Prospectus as so supplemented. The Base Prospectus and the supplements are available for
viewing at the office of the Fiscal Agent or each of the Paying Agents and on the website of the AMF (www.amf-
france.org) and copies may be obtained from BPCE, 50 avenue Pierre Mendès-France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i)
Series Number:
2013-52
(ii)
Tranche Number:
1
(iii) Date on which the Notes become

fungible:
Not Applicable
3. Specified Currency or Currencies:
Euro
4. Aggregate Nominal Amount of Notes

admitted to trading:
(i)
Series:
Euro 9,000,000
(ii)
Tranche:
Euro 9,000,000
5. Issue Price:
100 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
Euro 100,000
7. (i)
Issue Date:
12 September 2013

(ii)
Interest Commencement Date:
12 September 2013
8. Interest Basis:
Three (3) month EURIBOR + 0.80 per cent. Floating Rate
(further particulars specified below)
9. Maturity Date:
Interest Payment Date falling on or nearest to 30 August
2021
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity

1


Date at 100 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i)
Status of the Notes:
Senior Unsecured Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 3 June 2013
for issuance of Notes obtained:
and decision of Mr. Jean-Philippe BERTHAUT, Head of
Group Funding, dated 04 September 2013
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The period begenning on (and including) a Specified
Interest Payment Date and ending on (but excluding) the
next succeding Specified Interest Payment Date, provided
that the first Interest Period (the "First Interest Period")
begins on (and includes) the Interest Commencement Date
and ends on (but excluds) the First Interest Payment Date
and the last Interest Period (the "Last Interest Period")
begins on (and includes) the Specified Interest Payment
Date falling on 1 June 2021 and ends on (but excludes) 30
August 2021
(ii)
Specified Interest Payment Dates:
Interest payable quarterly in arrear on 1 March, 1 June,
1 September and 1 December in each year, all such dates
being subject to adjustment in accordance with the
Business Day Convention set out in (iv) below.
(iii) First Interest Payment Date:
1 December 2013 subject to adjustement in accordance
with the Business Day Convention set out in (iv) below
(iv) Business Day Convention:
Modified Following Business Day Convention
(v)
Interest Period Date:
Not Applicable
(vi) Business Centre(s):
TARGET
(vii) Manner in which the Rate(s) of
Interest is/are to be determined:
Screen Rate Determination
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable
­ Reference Rate:
With respect to each Interest Period (other than the First
Interest Period and the Last Interest Period) 3­month

2


EURIBOR
With respect to the First Interest Period and the Last
Interest Period, interpolation between two (2) month
EURIBOR and three (3) month EURIBOR

­ Interest Determination Date:
11.00 a.m. (Brussels time) two (2) TARGET Business
Days prior to the first day of each Interest Period
­ Relevant Screen Page:
Reuters EURIBOR01
(x)
FBF Determination:
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+0.80 per cent. per annum
(xiii) Minimum Rate of Interest:
Not Applicable
(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360, Adjusted
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note:
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
Inflation Linked Notes ­ Provisions relating

to the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption for
taxation reasons (Condition 6(g)), for
illegality (Condition 6(j)) or on event
of default (Condition 9):
As set out in the Conditions
(ii)
Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable

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GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
TARGET
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1

A and D.213-1 A of the French Code

monétaire et financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative: Sylvain
Thomazo, 20 rue Victor Bart, 78000 Versailles.
Name and address of the alternate Representative:
Sandrine d'Haussy, 69 avenue Gambetta, 94100 St Maur
des Fossés.
The Representative will receive a remuneration of Euro
2000 per year.
GENERAL

30. The aggregate principal amount of Notes

issued has been translated into Euro at the

rate of [·] producing a sum of:
Not Applicable
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by:
Jean-Philippe BERTHAUT, Head of Group Funding

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PART B ­ OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to
Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be admitted to trading on Euronext Paris with effect
from 12 September 2013.
(ii) Estimate of total expenses

related to admission to trading:
Euro 4,450.00
2.
RATINGS
Not Applicable
Ratings:
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
6.
HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01.
7.
OPERATIONAL INFORMATION
ISIN Code:
FR0011565944
Common Code:
097081522
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
Yes
Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment

5


Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
Notes intended to be held in a manner
Yes. Note that the designation "yes" simply means that the Notes
which would allow Eurosystem
are intended upon issue to be deposited with one of the ICSDs as
eligibility
common safekeeper and does not necessarily mean that the Notes

will be recognised as eligible collateral for Eurosystem monetary
policy and intra day credit operations by the Eurosystem either upon
issue or at any or all times during their life. Such recognition will
depend upon the ECB being satisfied that Eurosystem eligibility
criteria have been met.
8.
DISTRIBUTION
(i)
Method of distribution:
Non-syndicated


(ii) If syndicated:

Not Applicable
(A) Names of Managers:


(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name and
Natixis

address of Dealer:
30 Avenue Pierre Mendès-France
75013 Paris
France
(iv) US Selling


Restrictions(Categories of potential

investors to which the Notes are

offered):
Reg. S Compliance Category 2 applies to the Notes; TEFRA not
applicable


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